Here are the 30 municipalities with the lowest tax bills in New Jersey.
Unlike the tax rate, the average tax bills also factors in property values. But it gives you a good idea of what people are really paying.The average homeowners in all of these towns are paying well below the state average, $8,690.
Millville is new to the list in 2017 and the first of six Cumberland County communities to land spots. Homeowners there paid, on average, $4,185 in property taxes last year.
28. Middle Township
Middle Township is the first of six Cape May locales to make the list. The township's average property tax bill in 2017 was $4,170.
26. Montague Township
Montague Township — one of two Sussex County municipalities to make the list each year — clocked in at $4,097.
24. Cape May Point
The average property tax bill in Cape May Point, Cape May County, was $4,035 last year.
22. Paulsboro Borough
Paulsboro is the only Gloucester County community to make the list, with an average real estate tax bill of $3,988.
20. Folsom Borough
This Atlantic County borough's residents paid an average of $3,909 in property taxes last year.
18. Wrightstown Borough
Homeowners here in Wrightstown, in Burlington County, paid, on average, $3,799 last year. Their average bill fell $135 from 2016.
16. Pemberton Township
In Pemberton Township, Burlington County, the average real estate tax bill was $3,669 in 2017, a $42 increase over 2016.
Winfield is the only Union County municipality on our list. Its average tax bill was $3,530.
12. Downe TownshipIn
this Cumberland County township, the average real estate tax bill was $3,238, a $12 drop from 2016.
This Salem County city moved all the way from the No. 17 spot in 2016 to No. 10 in 2017, thanks to a $611 reduction in the average property tax bill. In 2017, that bill was $3,126, compared with $3,737 in 2016.
8. Dennis Township
In Dennis Township, Cape May County, the average real estate tax bill was $2,932.
6. Audubon Park Borough
The average property tax bill in this Camden County was just $2,396 in 2017, a $125 drop from 2016.
5. Lower Alloways Creek
The average property tax bill in Lower Alloways Creek, Salem County, was $2,086 last year, a $74 increase over 2016
Woodbine, in Cape May County, sat in the No. 2 spot in 2016 but ranks No. 3 in our latest list. In 2016, the average homeowner paid $1,783. In 2017, that homeowner paid $1,892, or $109 more.
Nearly seventy cents of every dollar paid goes to schools.
A 30 percent drop in the average tax bill shot this Sussex County township from third-lowest in New Jersey in 2016 to lowest in 2017.
The average bill fell by $551, from $1,828 to $1,277.
Tiny Walpack has just 4 residents, according to the American Community Survey's 2016 5-year estimate.
29. Shiloh Borough
This Cumberland County borough's average property tax bill, $4,174, lands it in the No. 29 spot for lowest in New Jersey.
27. Berkeley TownshipBerkeley Township broke into the bottom 30 in 2017. Its average property tax bill increased by just $28 from 2016 to 2017, when it rang up at $4,149 for these Ocean County taxpayers.
25. Manchester Township
Residential property taxpayers in Manchester Township in Ocean County paid an average of $4,070.
23. Fairfield Township
Tax bills in Fairfield Township, Cumberland County, averaged $4,020.
21. Washington Township
Washington Township, Burlington County, moved up 8 spots from No. 29 in 2016 with the help of a $145 drop in the average tax bill, which now stands at $3,948.
19. Lower Township
At $3,900, this Cape May County's average tax bill ranks 19th-lowest of New Jersey's 565 municipalities. It's just $9 lower than Folsom's tab.
17. North Wildwood
This Jersey Shore city in Cape May County had an average property tax bill of $3,778.
Corbin is the second of two Atlantic County municipalities to land on this list. Homeowners there paid, on average, $3,613
13. Pemberton Borough
Not to be confused with Pemberton Township, this borough in Burlington County had an average property tax bill of $3,384.
The average property tax bill in this Cumberland County city was $3,146.
New Jersey's capital has the ninth-lowest average property tax bills in New Jersey. It came in at 15th in 2016, but a more than $500 drop in the average tax bill — from $3,648 to $3,110 — gave it a boost.
7. Commercial Township
In Commercial Township, Cumberland Township, the average residential property tax bill will set you back just $2,506.
Once again, Teterboro Borough is the only Bergen County community to make the list. Taxpayers there paid, on average, $1,972 in 2017. The next lowest bill in Bergen County can be found in East Rutherford, where the average bill was $6,568.
Teterboro's population is just 86, according to the American Community Survey's five-year estimates.
Camden lost out on the top spot last year, despite just a $76 increase in the average tax bill, which is now $1,665.
Municipal taxes account for almost 54 percent of the tax bill, while the county accounts for nearly 32 percent. The school district accounts for just 14.5 percent, as the Camden City School District is highly dependent on state aid.