Article contributed by Christina Gitto for Bergen Review Media
There are many factors that are used to determine your car insurance premium, including your age, where you live, the type of vehicle you drive, and your driving record. Your profession also affects your car insurance premiums. Professionals who work in high-stress environments, such as health care workers and first responders, make more insurance claims than the average driver and may have higher insurance premiums. Frontline workers spend their days in chaotic work environments and often get behind the wheel feeling stressed. This distracted driving causes more at-fault accidents, causing car insurance premiums to go up. Reducing at-fault accidents not only prevents post-accident rate hikes but can lead to safe driver discounts.
Frontline workers are twice as likely to make an at-fault insurance claim than the average driver due to the high-stress environment they’re in. As a result our team created this guide that would make a great additional resource for your readers who want to destress before getting behind the wheel.
Health care workers and first responders are under a lot of stress as they battle to save lives every day, but especially so during the COVID-19 pandemic. If you’re a frontline worker, stress management is more important than ever before, especially when it comes to safe driving. Doctors, surgeons, and other health care workers are twice as likely to make an at-fault insurance claim than the general population, and distracted driving plays a big part in this high rate of accidents. Reducing stress levels during the day can help you stay focused and avoid distractions at all costs.
How to Reduce Stress
For health care workers, stress management can be a crucial strategy for handling emergencies. A recent study found that frontline workers providing care to suspected COVID-19 patients have a high risk of experiencing mental health outcomes like anxiety, distress, and depression. While some of these tips may seem obvious, it can be hard to practice self-care in the face of so many external pressures. But incorporating them into one’s routine can benefit more than just your stress levels.
Starting the Day Prepared
Effective stress management can begin the moment you wake up. Before you open your eyes, you may be thinking about the stressful day ahead, as well as concerns about your patients. This mental strain can wear you down before you reach work, so we’ve compiled stress management tips you can incorporate in the early hours of the day.
Managing Stress During the Day
Learning how to manage stress during the day is critical for frontline workers. Each demanding shift goes by in a blur, with constant demands on time, energy, and headspace that can increase stress and anxiety.
Reducing Stress Before Driving
If you get behind the wheel while stressed, you could increase the chance of driving while distracted, getting into an accident, and filing an at-fault insurance claim. So here are a few practices that can help alleviate stress before you turn on the car.
Reducing Stress While Driving
It’s easy for stressful thoughts to creep back in while you’re driving. If you’re heading home during rush hour traffic, other drivers on the road may cause your cortisol levels to spike. Whether you’re on a crowded interstate or in stop-and-go traffic in the congested downtown core, don’t drive distracted, and practice these stress management techniques while driving.
The Bottom Line
With the novel coronavirus the demand for health care is rampant. Frontline workers are working longer shifts and are being exposed to health risks every day. As health care professionals battle the pandemic, practicing stress management before driving to or from work, is more important than ever. We should all do our part in helping frontline workers reduce their stress levels by showing them gratitude for their continued efforts in the face of this global pandemic. Also, help keep your loved one safe by following social distancing guidelines and wearing protective equipment whenever possible to slow down the spread of COVID-19.
Written, Compiled & Edited by
The Bergen Review Media Team